We Give You More

At Washington Savings Bank, we give you more. And we think you'll love it!

Our Checking Accounts Offer Rewards

Cash Rewards Checking: a free account that pays up to 20¢ on every debit card signature purchase, plus nationwide surcharge-free ATM access at over 50,000 Allpoint® and SUM® ATMs.

Interest Rewards Checking: a free account that pays you high interest, plus nationwide ATM fee refunds when certain monthly activity requirements are met.

We're Open Until 3 PM on Saturdays

We understand life is hectic and the few times a year you have to come to a branch, it has to be convenient for you. That's the WSB way. If you're looking to join a bank in Lowell, MA, tha is open on Saturdays, check out our ClickSWITCH tool that will help you move your auto deposits and payments to us.

Our History

We’ve spent over 125 years growing and developing in the Greater Lowell community. We made our first home in Lowell, MA, in 1892 and in 1998 added a Dracut branch to help us better serve the community.

Through the years, we’ve come to understand the unique needs, challenges, and opportunities that come with living in Lowell or Dracut and surrounding areas better than most. As the community continues to grow, Washington Savings Bank strives to meet those needs with the community banking perspective our customers have grown to love.

Our Branches

Each conveniently located branch is serviced by friendly, knowledgeable staff and has the modern conveniences our customers have come to expect — like 24-hour ATM machines, telephone banking, and an Internet presence. Every branch is open until 3 PM on Saturdays to work with customer's busy lives — the only local bank that can make such a claim.

Our Products Personal & Business

Our product line is extensive and offers a number of checking, savings, and loan products to individuals of all ages. As a member of the Allpoint® Network, our customers can use their debit card surcharge-free at over 50,000 locations nationwide for our Cash Rewards Checking. Our popular personal checking, Cash Rewards checking, pays you up to $20 per month on debit card cash rewards! We can help you save money with a Christmas Club account, a Vacation Club, a certificate of deposit, or a traditional savings account. Qualified applicants can also take advantage of our auto and personal loans, as well as mortgage and home equity products.

Business customers can expect the products they need and the exceptional service they deserve. With working lines of credit, term loans, and commercial mortgages to grow your business combined with business deposit products, designed to save you more money than any other bank, Washington Savings Bank is the easy choice for the small business owner.

Combine it all with friendly customer service and two convenient locations, and you'll find that Washington Savings Bank is more than a mutual savings bank; it's your mutual banking partner that gives you more.